Terms of Service

Last updated: April 6, 2026

Effective date: April 6, 2026

These Terms of Service ("Terms") govern your access to and use of the Fantasy Fines website at fantasyfines.com and the Fantasy Fines application at app.fantasyfines.com (collectively, the "Service"), operated by Fantasy Fines ("we," "us," or "our"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

1. Eligibility

You must be at least 18 years old to use Fantasy Fines. By creating an account or using the Service, you represent and warrant that you are at least 18 years of age. If you are under 18, you may not use the Service. We do not knowingly collect information from individuals under 18 years of age.

Fantasy football fine leagues may involve the exchange of money between participants. You are solely responsible for ensuring that your participation in a fine league complies with all applicable laws in your jurisdiction.

2. The Service

Fantasy Fines is a fine tracking and league management tool for fantasy football leagues. The Service allows commissioners and league members to:

Fantasy Fines is a tracking tool only. We do not process, facilitate, or intermediate any financial transactions between league members. All fine payments occur directly between users through third-party payment services (such as Venmo, Zelle, PayPal, or Cash App) and are entirely outside our control. We are not responsible for the collection, transfer, or settlement of any fine payments.

3. Accounts

To access certain features of the Service, you must create an account. You agree to:

Each individual may maintain only one account. Commissioners are responsible for the configuration of their league's fine rules and settings. League members are responsible for their own participation and compliance with their league's rules.

Commissioner Responsibilities and Powers

Commissioners within the Service have administrative capabilities including but not limited to: configuring league fine rules, confirming or rejecting payment reports, sending payment reminder notifications and emails to league members, configuring payment method links visible to all league members, managing team assignments, and inviting new members. By joining a league, you acknowledge that your commissioner may send you emails and notifications through the Service. Fantasy Fines does not supervise, endorse, or take responsibility for any commissioner's actions or decisions within their league.

4. Acceptable Use

You agree not to use the Service to:

We reserve the right to suspend or terminate your account at any time for violations of these terms, with or without notice.

5. Payment and Billing

Fantasy Fines offers both free and paid tiers:

All payments are processed securely by Stripe. By purchasing a subscription, you agree to Stripe's Services Agreement.

Refund Policy

Refund requests submitted within 14 days of purchase will be evaluated on a case-by-case basis. After 14 days, all payments are final and non-refundable. Stripe processing fees are non-refundable in all cases. To request a refund, contact us at the email address listed below.

Price Changes

We reserve the right to change our pricing at any time. If we change the price of League Pro, we will provide at least 30 days' notice before the new price takes effect. Continued use of the paid Service after a price change constitutes acceptance of the new price.

6. Third-Party Integrations

The Service integrates with third-party platforms including Sleeper and Yahoo to import league data. You acknowledge and agree that:

7. Intellectual Property

The Service, including its design, code, graphics, logos, and content, is owned by Fantasy Fines and protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of the Service without our written permission.

You retain ownership of any content you create within the Service, including league rules and fine configurations. By using the Service, you grant us a limited, non-exclusive license to use, store, and display your content solely for the purpose of operating and improving the Service.

The Service allows you to post comments, reactions, and other user-generated content visible to other members of your league. You are solely responsible for the content you post. We reserve the right, but have no obligation, to remove any user-generated content that violates these Terms or that we deem inappropriate, at our sole discretion and without notice.

8. Fine Tracking Disclaimer

Fantasy Fines provides tools for tracking fines within fantasy football leagues. We do not:

Commissioners and league members are solely responsible for establishing, agreeing to, and enforcing their league's fine rules. Any disputes regarding fines, payments, or league rules are between the league members involved and are not the responsibility of Fantasy Fines.

You should consult a tax professional regarding any tax implications of league winnings, losses, or fine payments.

Fines may be calculated and applied automatically based on matchup results from connected platforms (Sleeper, Yahoo). This automated processing occurs on a daily schedule and does not require manual action by your commissioner. You are responsible for reviewing fines applied to your account. If you believe an automated fine is incorrect, contact your league commissioner.

9. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

We do not warrant that the Service will be uninterrupted, error-free, secure, or free of viruses or other harmful components. We do not warrant the accuracy, reliability, or completeness of any data, information, or content provided through the Service.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL FANTASY FINES, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICE.

OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100).

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IN SUCH JURISDICTIONS, OUR LIABILITY SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

11. Indemnification

You agree to indemnify, defend, and hold harmless Fantasy Fines, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:

12. Dispute Resolution and Arbitration

Please read this section carefully. It affects your legal rights, including your right to file a lawsuit in court.

You and Fantasy Fines agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service ("Dispute") will be resolved by binding individual arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules, rather than in court.

Class Action Waiver: You and Fantasy Fines agree that any arbitration or court proceeding shall be conducted only on an individual basis and not in a class, consolidated, or representative action. If for any reason a claim proceeds in court rather than in arbitration, both parties waive any right to a jury trial.

Small Claims Exception: Notwithstanding the above, either party may bring an individual action in small claims court for disputes within the jurisdiction of that court.

Opt-Out: You may opt out of this arbitration provision by sending written notice to us within 30 days of first accepting these Terms. Your notice must include your name, account email, and a clear statement that you wish to opt out of arbitration.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law provisions. Any legal action or proceeding not subject to arbitration shall be brought exclusively in the state or federal courts located in Delaware.

14. Termination

You may terminate your account at any time by contacting us or using the account deletion feature in the application. We may suspend or terminate your account at any time, with or without cause and with or without notice.

Upon termination:

15. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we will notify you by posting the updated Terms on the Service and updating the "Last updated" date. For material changes affecting paid users, we will provide at least 30 days' notice via email.

Your continued use of the Service after any changes constitutes acceptance of the updated Terms. If you do not agree with the changes, you must stop using the Service.

16. General Provisions

Severability: If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Entire Agreement: These Terms, together with the Privacy Policy and Cookie Policy, constitute the entire agreement between you and Fantasy Fines regarding your use of the Service.

Waiver: Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.

Assignment: You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction.

17. Contact

Questions about these Terms? Contact us: